Productivity & Business · Finance, Billing & Accounting

Baselane

Banking, bookkeeping and rent collection for landlords and rental investors, with a free Core plan and a $20/mo Smart plan.

Our take: Baselane is a good fit if you want rent, banking and books in one place without paying a subscription.

Best forLandlord banking & rent

ReviewedOct 2026Freemium

7.45 criteria · see breakdown

Try BaselaneFree Core; Smart $20/mo on annual plan

Baselane is banking, bookkeeping and rent collection software for landlords. The Core plan is free and the Smart plan costs $20 a month on an annual plan. Baselane is not a bank; its accounts are held at Thread Bank, Member FDIC.

The bottom line

Worth trying for small landlords who are happy to bank with Thread Bank through Baselane.

Our score

Reviewed by the Conversion Gems editorial team. Hover a facet to focus it; click to pin.Tap a facet to focus it.

Community ratings

Shown for context only. Our score is independent.

Capterra

4.8

15+ reviews

4.8 / 5 aggregate · across 1 source

Third-party ratings shown verbatim; aggregate weighted by review volume.

What it is, and why we rate it

One line each. Open a row for detail.

What it really isA fintech app for landlords: property-level bank accounts at Thread Bank plus bookkeeping and rent collection.

Our takeBaselane is a good fit if you want rent, banking and books in one place without paying a subscription.

The free Core plan covers the basics, and the money flows are clear on its pricing page. The costs show up at the edges: card rent costs tenants 3.49%, ACH carries $2 unless you bank with Baselane, and payouts take 5 business days unless you pay for Smart.

Why we rate itIt replaces separate bank accounts, a rent app and a bookkeeping spreadsheet for many small landlords, and the base plan is free.

The catchYou get the most from it by moving your property banking to Baselane's partner bank; otherwise ACH fees and slower payouts apply.

Best / not good for

Best for

Landlords with a handful of rental units
Investors holding properties in several LLCs
Owners who prepare Schedule E for an accountant

Not good for

Property managers needing leasing and maintenance workflows
Landlords who want to keep rent in an outside bank with no fees
Commercial portfolios with complex accounting

Trade-offs

Friction report

Trade-offs to know before signing up.

Time to value
Low: open accounts and invite tenants to pay online.
Scale breakpoint
Faster payouts, automation and shared access need the Smart plan.
Walled garden
Moderate: fee waivers and full features assume your rent lands in Baselane accounts.

Still a fit?

If none of these block you, start on the free plan.

Try Baselane

Baselane plans

Plan	Price	Rent deposits	What it adds
Core	$0	5 business days	Banking, bookkeeping, rent collection, Schedule E reports
Smart	$20/mo on an annual plan (30-day free trial)	2 business days	Auto-tagging, receipt matching, custom categories, shared access, priority support

From Baselane's pricing page, checked 4 October 2026.

Baselane fees you may still pay

Item	Fee
Rent by ACH	$2 per payment; landlord can cover it or pass it on; waived when rent goes into a Baselane checking account
Rent by debit or credit card	3.49%, paid by the tenant
Account opening, maintenance, minimum balance, ATM	$0
Wire transfer	$15 (waived for $50,000+ combined balance)
Checkbook	$15
Mailed check	$2

From Baselane's pricing and rent collection pages, checked 4 October 2026.

Frequently Asked Questions

How much does Baselane cost?

The Core plan is free. The Smart plan costs $20 a month on an annual plan and has a 30-day free trial. Rent payment fees apply separately (checked 4 October 2026).

Is Baselane really free?

Core is free to sign up and use for banking, bookkeeping and rent collection, with no minimum balance or monthly maintenance fee. Tenants pay 3.49% by card, ACH costs $2 unless rent goes into a Baselane account, and wires cost $15 (checked 4 October 2026).

Is Baselane a legitimate company or a bank?

Baselane is a financial technology company, not a bank. Its banking services and Visa debit cards are provided by Thread Bank, Member FDIC.

How long does Baselane take to process rent payments?

Standard processing takes 5 business days. Smart plan users receive rent in 2 business days, according to Baselane.

Is Baselane only for landlords?

It is built for landlords and real estate investors, with accounts and reports organized by property and entity. Its pricing page also mentions shared access for team members on the Smart plan.

Baselane alternatives

Other landlord and finance tools in our directory:

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Sources checked October 4, 2026: Baselane pricing, Baselane rent collection, Baselane homepage and bank disclosure.

Conversion Gems independently reviews every tool.