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Copilot Money

Paid budgeting and net worth app for iPhone, iPad, Mac and web that tracks spending, budgets and investments for US accounts.

Our take: Copilot Money is one of the apps people moved to after Mint closed, and it is built around Apple devices.

Best forApple users who budget
ReviewedPricing: Free Trial
7.0 out of 105 criteria · see breakdown
Try Copilot$95/yr or $13/mo after a 1-month trial

Copilot Money is a subscription budgeting app for iPhone, iPad, Mac and the web that tracks spending, budgets, investments and net worth for US accounts. It costs $95 a year or $13 a month after a one-month free trial, and there is no free plan.

The bottom line

A strong pick for US Apple users willing to pay $95 a year; skip it on Android.

Our score

Reviewed by the Conversion Gems editorial team. Hover a facet to focus it; click to pin.Tap a facet to focus it.

What it is, and why we rate it

One line each. Open a row for detail.

What it really isA subscription budgeting and net worth app for Apple devices and the web, for US accounts.
Our takeCopilot Money is one of the apps people moved to after Mint closed, and it is built around Apple devices.
You get budgets with rollovers, recurring tracking, investments and net worth in one place, with no ads. The trade-offs are plain: no free tier, no Android app and US accounts only. If you commit, the annual plan saves $61 a year over monthly billing.
Why we rate itIt combines budgets, recurring tracking, investment views and net worth across Apple devices and the web without ads.
The catchNo free tier, no Android app, and US financial accounts only.

Best / not good for

Best for
  • US users on iPhone, iPad and Mac
  • Former Mint users who want a paid, ad-free app
  • People tracking investments next to their budget
Not good for
  • Android users who want a native app
  • Anyone with bank accounts outside the US
  • People who want a free budgeting app
Trade-offs

Friction report

Trade-offs to know before signing up.

  1. Time to value
    Low: connect accounts and the app categorizes transactions for you.
  2. Scale breakpoint
    Flat price; no tiers to outgrow.
  3. Walled garden
    Moderate: data lives in Copilot's hosted service; native apps are Apple only.
Still a fit?
If none of these block you, try it on the official site.
Try Copilot

Copilot Money pricing

OptionPriceWhat you get
Free trial$0 for 1 monthFull app for new users
Annual$95 a year (about $7.92 a month)Every feature
Monthly$13 a month ($156 a year)Every feature; App Store in-app price

From Copilot Money's website and App Store listing, checked 4 October 2026.

Frequently Asked Questions

How much does Copilot Money cost?

Copilot Money costs $95 a year on the annual plan or $13 a month on monthly billing, the App Store in-app price. There is one plan with every feature (checked 4 October 2026).

Can you use Copilot Money for free?

Only during the one-month free trial for new users. After that you need a paid subscription; there is no free tier (checked 4 October 2026).

Is Copilot Money legit?

Yes. It is a real app from Copilot Money, Inc., founded in 2019, and is listed on the Apple App Store. Copilot says it does not store your bank credentials, does not sell your financial data and shows no ads.

Is Copilot Money available on Android?

No. Copilot lists iPhone, iPad, Mac and the web. On Android or Windows you can use the web version in a browser.

Does Copilot Money connect to my bank account?

Yes. It connects to more than 10,000 US financial institutions and has direct connections for Venmo, Apple Card and Coinbase. It supports US accounts only.

Copilot Money or Monarch Money?

Both cover budgets, investments and net worth. Pick Monarch if you need an Android app; pick Copilot if you live in the Apple ecosystem and want its native Mac and iPad apps.

Copilot Money alternatives

Other budgeting apps in our directory:

Showing 1–3 of 4
Sources checked October 4, 2026: Copilot Money homepage, Copilot Money FAQ, Copilot on the App Store.

Conversion Gems independently reviews every tool.

Tags

#Budgeting#PersonalFinance#NetWorth

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