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Quicken Simplifi

Quicken's cloud budgeting and money app for web, iOS and Android, for individuals and couples who want spending, bills and investments in one view.

Our take: Simplifi does more than a simple budget tracker.

Best forCouples tracking spending
ReviewedPricing: Paid
7.5 out of 105 criteria · see breakdown
Try Quicken$6.99/mo billed yearly ($3.99 first-year promo)

Quicken Simplifi is Quicken's cloud budgeting app for web, iOS and Android. It connects to your accounts, builds a spending plan, projects cash flow up to a year ahead and tracks investments. The regular price is $6.99 a month billed yearly; new members ordering by October 28, 2026 pay $3.99 a month for the first year, and there is no free plan.

The bottom line

A strong paid budgeting app for households that want forecasting and investments too. Budget for the regular price, not the promo.

Our score

Reviewed by the Conversion Gems editorial team. Hover a facet to focus it; click to pin.Tap a facet to focus it.

What it is, and why we rate it

One line each. Open a row for detail.

What it really isQuicken's cloud budgeting app: connect your accounts, get a spending plan, cash flow forecast and investment view.
Our takeSimplifi does more than a simple budget tracker.
The spending plan, year-ahead cash flow projection and investment returns cover most household money questions in one place, and sharing with a partner is built in. The price is fair at the regular $6.99 a month, but read the offer: the advertised $3.99 is first-year only, and you pay for the year up front.
Why we rate itIt connects to 14,000+ institutions, projects cash flow a year ahead, tracks investments with TWR and IRR, and supports partner sharing, all for a single yearly fee.
The catchNo free plan or listed trial, annual billing only on the pricing page, and the headline price is a first-year promotion.

Best / not good for

Best for
  • Couples sharing a household budget
  • People who want cash flow forecasts
  • Investors who want returns next to their budget
Not good for
  • Anyone who wants a free budgeting app
  • Small business owners needing invoicing (needs Business & Personal)
Trade-offs

Friction report

Trade-offs to know before signing up.

  1. Time to value
    Short: connect accounts and Simplifi builds a starting spending plan from your income and bills.
  2. Scale breakpoint
    Sharing is with one other person; business and rental tracking require the Business & Personal plan.
  3. Walled garden
    Moderate: data syncs in from 14,000+ institutions; we did not verify export options.
Still a fit?
If none of these block you, try it on the official site.
Try Quicken

Quicken Simplifi pricing

PlanRegular priceFirst-year promoBillingFor
Quicken Simplifi$6.99/mo$3.99/moAnnuallyPersonal spending, savings, investments and retirement planning
Quicken Business & Personal$8.99/mo$4.99/moAnnuallyEverything in Simplifi plus business income, invoicing and rental tracking (up to 10 businesses)

From Quicken's pricing page, checked 3 October 2026. Promotional prices apply to new memberships ordered directly from Quicken by October 28, 2026, for the first year only. You can cancel within 30 days of purchase for a refund.

Frequently Asked Questions

How much does Quicken Simplifi cost?

The regular price is $6.99 a month, billed annually. Quicken is running a first-year promotion of $3.99 a month for new members who order directly by October 28, 2026; after that the plan renews at the then-current rate (checked 3 October 2026).

Is Quicken Simplifi free?

No. Quicken's pricing page shows no free plan or free trial for Simplifi. You can cancel within 30 days of purchase and request a refund (checked 3 October 2026).

What is the difference between Simplifi and regular Quicken?

Simplifi is a cloud app you use in a browser or on your phone. Quicken Classic is desktop software for Windows and Mac that stores your data on your computer. For business and rental income in the cloud, Quicken sells Quicken Business & Personal.

Is Quicken Simplifi worth the cost?

It is good value if you want automatic account syncing, a flexible spending plan, cash flow projections and investment tracking in one app, and will use it all year. If you only want to spot subscriptions, a free tool may be enough.

Which is better, Monarch or Quicken Simplifi?

Neither wins for everyone. Both connect your accounts and help you budget, alone or with a partner. Compare each app's current price, trial terms and investment features before you choose, since both change offers often.

How do I sign in to Quicken Simplifi?

Sign in at simplifi.quicken.com (the old app.simplifimoney.com address redirects there) or in the iOS or Android app. Conversion Gems is an independent review site and cannot access Quicken accounts.

Quicken Simplifi alternatives

Other money apps from our reviews:

Showing 1–3 of 3
Sources checked October 3, 2026: Quicken plans and pricing, Quicken Simplifi product page.

Conversion Gems independently reviews every tool.

Tags

#QuickenSimplifi#Budgeting#PersonalFinance

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