Conversion GemsConversion Gems
Submit a tool
Productivity & Business · Finance, Billing & Accounting

Financial Cents

Practice management software for accounting and bookkeeping firms: workflows, client portal, CRM, time tracking and billing, from $19/mo.

Our take: Financial Cents does one job: keeping recurring client work on schedule for small accounting firms.

Best forSmall accounting firms
ReviewedPricing: Free Trial
7.7 out of 105 criteria · see breakdown
Try Financial$19/mo Solo (annual); 14-day free trial

Financial Cents is practice management software for accounting, bookkeeping and tax firms, with workflows, a client portal, CRM, time tracking and billing. Plans start at $19 a month for one user on annual billing, and every plan has a 14-day free trial.

The bottom line

A strong, fairly priced fit for small accounting firms on QuickBooks Online.

Our score

Reviewed by the Conversion Gems editorial team. Hover a facet to focus it; click to pin.Tap a facet to focus it.

Community ratings

Shown for context only. Our score is independent.

Capterra
4.8 out of 5
270+ reviews

4.8 / 5 aggregate · across 1 source

Third-party ratings shown verbatim; aggregate weighted by review volume.

What it is, and why we rate it

One line each. Open a row for detail.

What it really isWorkflow and client management software built only for accounting and bookkeeping firms.
Our takeFinancial Cents does one job: keeping recurring client work on schedule for small accounting firms.
Workflows, the client portal, billing and QuickBooks Online sync come in every plan, which keeps the entry plans useful. The catches are in billing terms: monthly payment needs five users, and integrations like Zapier and the API wait for Scale. Use the 14-day trial to test it on one month of closes.
Why we rate itIt bundles workflows, client portal, billing and proposals for accounting firms at a per-user price below many general tools once configured.
The catchMonthly billing needs five users, and Zapier, the API and tax software integrations require Scale.

Best / not good for

Best for
  • Small bookkeeping and CPA firms
  • Firms using QuickBooks Online
  • Solo accountants outgrowing spreadsheets
Not good for
  • Firms wanting month-to-month billing with fewer than five users
  • Teams that need a general project tool beyond accounting
  • Large firms needing deep custom permissions below Enterprise
Trade-offs

Friction report

Trade-offs to know before signing up.

  1. Time to value
    Low: start from prebuilt workflow templates during the trial.
  2. Scale breakpoint
    Zapier, API and tax software integrations need Scale at $69 per user a month annual.
  3. Walled garden
    Moderate: data sits in Financial Cents; open API only from Scale.
Still a fit?
If none of these block you, try it on the official site.
Try Financial

Financial Cents pricing

PlanAnnual billingMonthly billingNotable additions
Solo$19/mo, 1 userNot availableCore workflows, portal, CRM, billing
Team$49/user/mo$69/user/mo (min. 5 users)Integrated email, unlimited tags and custom fields
Scale$69/user/mo$89/user/mo (min. 5 users)Zapier, Open API, branded portal, shared inbox, tax software integrations
EnterpriseCustomCustomIP whitelisting, mandatory 2FA, webhooks, dedicated success manager

From Financial Cents's pricing page, checked 4 October 2026. Add-ons: Month-End Close $5 per client a month (annual); KBA signatures $1 to $2 per verification.

Frequently Asked Questions

How much does Financial Cents cost?

Solo is $19 a month billed annually for one user. Team is $49 per user a month annually or $69 monthly, and Scale is $69 per user a month annually or $89 monthly. Monthly billing requires at least five users. Enterprise is custom (checked 4 October 2026).

Does Financial Cents have a free trial?

Yes. Every plan has a 14-day free trial, and no credit card is required (checked 4 October 2026).

What kind of software is Financial Cents?

It is cloud practice management software for accounting, bookkeeping and tax firms, covering workflows, client portal, CRM, time tracking, invoicing and proposals.

Is Financial Cents secure?

Financial Cents states it is SOC 2 Type 1 certified, encrypts data with TLS, supports multi-factor authentication and keeps audit logs. Enterprise adds IP whitelisting and mandatory 2FA. We did not audit it ourselves.

Does Financial Cents integrate with QuickBooks?

Yes. It has a native QuickBooks Online sync on all plans. Zapier, an Open API and tax software integrations such as Drake, UltraTax and Lacerte come with the Scale plan.

Financial Cents alternatives

Other work management tools in our directory:

Showing 1–3 of 3
Sources checked October 4, 2026: Financial Cents pricing, Financial Cents homepage.

Conversion Gems independently reviews every tool.

Tags

#PracticeManagement#Accounting#Bookkeeping

Explore related categories

Compare Finance, Billing & Accounting softwareFinance, Billing & Accounting